RAC INSURANCE PRODUCTS
Warranty
All used vehicles benefit from a mechanical safety check service and come with the necessary warranties and MOT’s. However, we do strongly recommend that you purchase an extended warranty, as this will cover both parts and labour. This cover is available for up to 4 years.
Should you purchase a new vehicle you can extend your warranty with RAC which will cover your vehicle from the day your manufactures warranty expires.
The GOLD cover policy is designed to pay toward the cost of repair or replacement (parts, labour and vat) should any component fail.
GOLD cover is so extensive that only those items NOT covered are listed in the policy. There is NO limitation on mileage and NO limit on the number of claims you can make (up to retail value of the vehicle in total).
Facts
Reliability – Vehicles are more reliable now than ever because build quality is much higher now than it used to be.
Costs – But reliability comes at a price: modern components, when they do fail, can be extremely expensive to repair or replace and vehicles today contain a huge number of extremely complex parts.
Deterioration – The likelihood of failure increases dramatically with age and mileage.
Features
Cover – This policy is designed to pay towards the cost of repair or replacement (parts, labour & VAT) should any covered Component fail. Gold Cover is so extensive that only those items not covered are listed in the policy.
Claims – It will pay up to the chosen Claim Limit for each and every valid claim you make – and up to the retail value of the vehicle, in total.
Accommodation and Rail Fare – The policy also provides up to £100 towards the cost of overnight accommodation (or return rail fare) should a covered component fail and leave you immobile away from home.
Continental Use – The policy is valid for up to 60 consecutive days travel in mainland Europe and Eire.
Benefits
Help – Quite simply, the policy helps to meet the costs associated with modern vehicle ownership – the bills which arise when a complex fault needs expert repair.
Scope – There is no excess; no limit to the number of miles you can drive whilst its in force; no limit to the number of claims you can make during the life of the policy (up to the retail value of the vehicle in total); and it is transferable to a new owner if you sell your vehicle privately.
Budgeting – It therefore helps you budget for unexpected repair bills for the up to 36 months whilst you are purchasing your car.
Nationwide Service – It works throughout the UK and is transactable at over 1000 repairers nationwide.
Remember
- You must adhere to the policy conditions in order to maintain its validity. For example: Your car must be serviced according to manufacturer recommendations by a bona fide garage.
- The policy does not cover: Wear and Tear, Components not listed in the policy document, pre existing faults or those arising from neglect or abuse.
RAC Assistance
This covers you in the event of your vehicle breaking down. An RAC patrol or contractor will be sent out to repair your vehicle. Should the RAC be unable to make the repair, they will take the vehicle and up to 8 people to the nearest garage.
COVER COMPRISES OF
Road side assistance
Recovery
At home
Onward travel
1 day car/van hire
Back to Invoice
In the event of a total loss occurring, the difference between the amount your insurance company pays out and the amount your original invoice states is covered by this insurance.
Eg/INVOICE AMOUNT FOR VAN £12000
INSURANCE PAYOUT TO YOU £7000
AMOUNT PAID TO YOU £5000
Maximum payout is £15000
36 month cover period
Finance Gap Insurance
In the event of a total loss occurring, the difference between the amount the insurance company pays out and the amount that is owed to the finance company is covered by this insurance.
Maximum payout is £10000. Cover runs alongside your finance agreement for up to 60 months.
MOT Insurance
This insurance will cover the repair or replacement of components in your vehicle where they are shown as failing to meet current MOT standards.
The maximum amount paid per individual item is £250
ALL TERMS AND CONDITIONS ON THE ABOVE PRODUCTS ARE AVAILABLE ON REQUEST.
PLEASE ASK THE SALES PERSON FOR THE LEAFLETS ON ANY OF THE ABOVE INSURANCE
PRODUCTS.
|
|
